Our screening partner, Findigs, actually keeps data on exactly this question. Findigs retains metrics for our company on several measures including what is called "Cycle Time". The Cycle Time is the amount of time it takes for an application to be decisioned (approved, declined, cancelled) once it has been reviewed by Findigs

As of June 2024, the Median Cycle Time (in hours) for all WILMOTH Group applications submitted through Findigs, for the previous 12 months are as follows:

Approved Applications: 54 hours (2 1/3 days)

Declined Applications: 22 hours (less than a day)

All Applications Processed: 35 hours (1 and 1/2 days)

Findigs provides our Underwriting team the ability to obtain information quickly and draw application decisions promptly. When you make application with Findigs, be sure and monitor communications based on your selected method (text or phone). If there are questions or requests, your promptness in providing requested answers or documents will affect the ultimate timeliness of a decision.